How to Spend Leftover FSA Money


As the end of the year gets close, it is great looking at your medical bills and realizing your family had a healthy year. Then you check your FSA account and notice you have money leftover that just disappears if you don’t use it! Ugh! It’s ok though. There are things you can spend your money on so it doesn’t go to waste.

Here is a list of ideas to use your FSA money on. And please remember to double check that the items you are purchasing meet FSA guidelines and regulations.

  • Check to make sure everyone is up to date on all their appointments. Call to schedule as soon as you think of it, because everyone else is probably trying to squeeze their appointments in for the same reason.
    • Healthy/ Well Check Ups and Physical Exams
    • Eye Doctor/ Glasses or Contacts/ Lasik Surgery
    • Dentist/ Cleanings or Other Dental Work
    • Dermatologist
    • Allergist
    • Chiropractor
    • Gynecologist
    • Therapist
  • Stock up on medical supplies. There is an online FSA store, or you can check with your provider to see how to purchase items and get reimbursed. Click Here for the FSA Store
    • Thermometers
    • Nasal Aspirators
    • Band-aids/ Bandages/ Healing & Antibacterial Ointments
    • First Aid Kits
    • Blood Pressure Monitors
    • Cooling & Heating Pads
    • Medications (Pain, Cough, Cold, Stomach, Allergy, etc.)
    • Vitamins
    • Fertility Monitors & Pregnancy Tests
    • Condoms & Contraceptives
    • Nursing Supplies (Pumps, Milk Storage Bags, Nursing Pads, Nursing Bras, Nipple Creams, etc.)
    • Sunscreen
  • Monitors for baby can be very expensive! I was so happy to learn that some baby and video monitors are FSA approved. The Owlet Smart Sock recently announced they are coming out with a video monitor to compliment the sock. I almost cried when I realized it is approved.
  • If you are pregnant and preparing for baby, some childbirth and breastfeeding classes may be applicable for reimbursement. The person in charge of the class should be able to refer you to someone to help you determine if it is FSA approved.
  • Check with your doctor to see if you are in medical need of any massage therapy. In some cases massages qualify. I’m daydreaming about how great that would be right now! I haven’t personally done this one, so I would suggest going through your doctor to see how to approach reimbursement for this.

I hope this helps! Don’t lose your money, find a good way to spend it. Happy December!

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